Payfone is all about mobile payments.
We process transactions using the same network used by mobile operators. We call it SmartBill. For consumers, it means a credit card-like mobile purchasing experience. For merchants and operators, it means more revenue since more transactions are completed accurately.
Eliminate abandoned and failed transactions.
Once we link a consumer to a merchant through a one-time SMS PIN verification, the consumer can make all subsequent transactions using a patent pending “one-click” payment. SmartBill eliminates the need to authenticate every purchase using a PIN code via SMS – something our competitors require – which means consumers are less likely to abandon a transaction. SMS is also prone to failure, since spotty service can prevent the transmission of a text message.
Make transactions more secure.
With SmartBill, we can authenticate consumers across a wide variety of parameters during a transaction, ensuring they get exactly what they paid for. We tie the SIM card, device ID and location to each account, so when a mobile number is used on a different phone or in a different location - we know. And that helps us eliminate identity theft, operator consumer care costs and merchant refunds, thereby increasing your revenue.
Give consumers more ways to pay.
SmartBill allows you to offer consumers payment options like subscription, try before you buy, freemium, gifting, pay-per event and many more. You also can offer consumers the ability to pay with credit card, debit card or bank account so regardless of what method of payment the consumer chooses, you can be sure that the transaction is completed.
Billing that adapts to consumer scenarios.
SmartBill lets you dynamically determine which billing options are presented to consumers and provides billing details in a variety of standardized formats. Billing is also transparent, so consumers won’t have to call consumer support to figure out what they bought, thereby wasting your money.
Integrating Payfone is a piece of cake.
Adding Payfone as a payment option on your website or in your app is as easy as using it. Only we can provide a single connection to the world’s leading marketplaces, allowing banks to become a direct funding source. Because SmartBill is a cloud-based service, there’s no additional box to connect or software to integrate.
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