Experts predict that Trust will reshuffle the Fortune 500. Why? Trust allows companies to enable the exceptionally easy and secure digital experiences that today’s customers crave and expect. This means happier customers and better retention.
Fonebook’s next-generation identity tokenization technology delivers better security, easier digital experiences and faster response across all channels.
With your customized company Fonebook, you can verify and append your customer information for more robust and accurate data to confidently and more effectively engage with your customers.
Through your Fonebook, a unique Payfone ID is generated for every customer. This secure ID token becomes their universal identifier to facilitate and unlock enhanced digital experiences.
Our patented tokenization technology replaces sensitive personal information with a token that is virtually meaningless to anyone other than the entity that created it.
Tokenization delivers better security, easier digital experiences, and faster response across all customer channels.
Payfone’s secure ID tokens eliminate cumbersome fraud processes, which diminish the customer experience and negatively impact sales.
The Payfone Trust Score measures the potential risk associated with a digital identity, so you can trust that you know who your customers are. Payfone provides a real-time Trust Score, which validates a customer’s identity and virtually eliminates impersonation attacks (for example, SIM swap fraud, account takeover, porting fraud and ANI-spoofing attacks.)
In lieu of traditional authentication methods, which are static and hackable, the Trust Score analyzes billions of digital signals from multiple sources for a holistic, real-time measure of identity trust.
The Trust Score lets businesses confidently service customers and promote new offers.
“Consumers expect digital services to be effortless and secure. Yet security can often be cumbersome. With new, cutting-edge attacks such as SIM swaps, businesses need more and better security, which could mean more friction and therefore fewer customers. Payfone’s technologies deliver the security without the friction.”
“Payfone’s solutions will significantly simplify the enrollment processes for millions of Zelle P2P users, while adding another layer of non-intrusive protection behind-the-scenes for Zelle. Payfone brings together data from across the mobile ecosystem – networks, devices, users – to help us assess enrollment and transaction risk almost instantly. This helps us balance the requirements for speed and security in the faster payments space.”
“As a fraud risk manager, I am continuously looking for tools and services that are highly effective at identifying and validating digital identities while still allowing customers the right and ability to manage their privacy. Payfone is one of the leading vendors in the Digital Identity verification space that has built into the DNA of their solution the requirement to manage the customer’s privacy.”